The effective, or true annual rate of return. The APY is the rate actually earned or paid in one year, taking into account the effect of compounding. The APY is calculated by taking one plus the perio [..]

The total yearly rate of return on an investment, accounting for the compounding of interest. This allows for the comparison of varying interest-rate agreements by expressing yield in an annualized percentage number.

Annual percentage yield is the amount you earn on an interest-bearing investment in a year, expressed as a percentage. For example, if you earn $60 on a $1,000 certificate of deposit (CD) between January 1 and December 31, your APY is 6%.When the APY is the same as the interest rate that is being paid on an investment, you are earning simple intere [..]

Definition APY. The rate of return on an investment for a one-year period. For an interest-bearing deposit account, such as a savings account, APY is equal to one plus the periodic rate (expressed as [..]

A percentage rate reflecting the total amount of interest paid on a deposit account based on the interest rate and the frequency of compounding for a 365-day year. See also APY

The effective annual rate of return taking into account the compounding of interest on a savings, checking, CD or money market account. On this rate, the higher the better. See Nationwide Bank’s depos [..]

Income earned on an investment in a year, divided by the amount of the original investment.

The rate of return on an investment, such as a deposit in an interest-bearing savings account, for a one year period.

The true or effective rate of interest when compounding is taken into effect.

is the rate of interest an investor earns in a year after accounting for the effects of compounding. APY is not the same as annual percentage rate (APR). The formula for APY is:

According to 12 USCS § 4313 (2), the term annual percentage yield means “the total amount of interest that would be received on a $ 100 deposit, based on the annual rate of simple interest and the fre [..]

A percentage reflecting the total amount of interest paid on a deposit account, based on the interest rate and the frequency of compounding for a 365 day period.

A percentage rate reflecting the total amount of interest paid on a deposit account (checking, savings, CDs, IRAs), based on the interest rate and the effect of interest compounding for one year.

  The yearly rate of return on an interest-paying account. annual report.

Annual Percentage Yield (APY) is the effective annual rate of return taking into account the effect of compounding interest. The quoted rate assumes that the funds will remain in the investment for a [..]

Reflects the total interest to be earned based on the interest rate and an institution's compounding method, assuming funds remain in the account for a 365-day year.

On interest-bearing accounts, the annual percentage yield is the amount you will earn on your money over the course of a year. Expressed as a percentage, the APY takes into account both the interest r [..]

A percentage rate reflecting the total amount of interest paid on a deposit account based on the interest rate and the frequency of compounding for a 365-day year.

This calculation displays the effective annual rate of return, taking into account the effect of compounding interest.

A percentage rate reflecting the total amount of interest paid on a deposit account based on the interest rate and the frequency of compounding for a 365-day year.

The rate of interest earned by an account owner in a year, if no withdrawals occur. All financial institutions must calculate the Annual Percentage Yield ( APY ) in the same way.

The annual rate of return on an investment. For example, a £10,000 investment at 5% per year earns £500 a year and has an APR of 5%. Also referred to as the annual percentage rate or simply APR.

The effective, or true annual rate of return. The APY is the rate actually earned or paid in one year, taking into account the effect of compounding. The APY is calculated by taking one plus the perio [..]